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Compare our Insurance Options
| Comparison | Life Cover | Serious Illness Cover | Income Protection Cover | Mortgage Plus Plan |
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| Get a quote | Find out more | Find out more | Find out more | Find out more |
| Pays out in the event of death |  |
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| Pays a lump sum if you’re diagnosed with a terminal illness | |
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| Pays a lump sum if you are diagnosed with a serious illness. The amount we pay reflects the severity of the condition Explore severity based payments |
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Serious Illness Cover for Mortgages or Optional Serious Illness Cover for Children |
| Pay a tax-free income if you are unable to work due to illness or injury | |
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if you suffer from one of the conditions we cover and are unable to work as a result |
| Flexibility to add additional covers and options | |
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| Rewards and discounts for being healthy | |
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| Option to add Vitality Optimiser for an upfront discount, cashback and more Vitality rewards Explore Vitality Optimiser eligibility. T&C's apply | |
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| Minimum monthly premium | £8 with Essentials Plan | £8 with Essentials Plan | £8 with Essentials Plan | £20 Mortgage Plus plan |
| Minimum age at start of plan | 17 | 17 | 17 | 17 |
| Maximum age at start of plan | 75 | 65 | 60 | 65 |
| Plan expiry age (excludes Whole of Life) |
90 | 70 | 70 | 70 |
| Plan available on Whole of Life term What does Whole of Life mean? |
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| Minimum cover (Subject to minimum premium) | £10,000 | £10,000 | £250 each Month | Mortgage Life Cover: £50,000 Mortgage Incapacity Cover: £250 each Month |
| Maximum cover | £20,000,000 | £3,000,0001 | £16,666.67 per month2 | Mortgage Life Cover: £20,000,000 Mortgage Incapacity Cover:Lower of:
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1Total combined Serious Illness Cover and Disability Cover
2With Comprehensive Cover
*The Maximum monthly mortgage instalment is based on the cover amount and the term of Mortgage Life Cover. We will use these figures to calculate the amount of the monthly mortgage instalment that would be payable on a monthly repayment mortgage with the same cover amount and term payable at an interest rate of 7%p.a. The resulting amount will be the ‘Maximum monthly mortgage instalment’.
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Life Insurance that rewards #EverydayAthletes.
With one of our award-winning plans, even little everyday things like walking up the escalator or over to the bus stop could earn you big-brand partner rewards.
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Award Winning Cover
You can be confident in your decision to choose VitalityLife, as every award we have received is judged by a panel of independent experts.
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