Apply for insurance with VitalityLife
At this time, VitalityLife only accepts over-the-phone applications with one of our UK-based VitalityLife Advisers. Alternatively, more than 18,000 independent financial advisers are accredited by us to sell our award-winning products across the UK.
Get a quote online
Get a Life Cover quote online in a few minutes then apply over the phone with a VitalityLife adviser. Alternatively, request a call back and an adviser will call you at a time most convenient to you.
Get a Life Cover quote
Request a Call Back
Call us direct
Call us on 03339204711 03334149323 to talk with a UK based VitalityLife adviser about:
- Life Cover
- Serious Illness Cover
- Income Protection Cover
- Mortgage Protection
- LifestyleCare Cover
Whether you’re simply looking for more information about our cover and how it can protect you and your loved ones or you’re ready to apply, an adviser is only a phone call away.
Alternatively, request a call back from an adviser at a time convenient to you.
Request a Call Back
Enquire and apply for Business Protection
With dedicated support, advice and access to a range of business tools, our advisers are on hand to help with your business protection needs. Talk to us about:
- Key person protection
- Shareholder and partnership protection
- Loan protection
Are you a sole trader? Did you know our award-winning Income Protection Cover is also available for sole traders. Find out more by talking to an adviser today.
Call us on 03339204711
03334149323
Our application process
Our goal is deliver a straightforward and simple application experience for every customer, every time. Here is an overview of the application process with VitalityLife.
Step 1 – Getting an online quote
Not everyone completes an online quote before talking to a VitalityLife Adviser. However, if you’d like to get a quick outline of the monthly premium you may pay for Life Cover (with optional Serious Illness Cover) it only takes a few minutes.
Your online quote will include:
- The monthly protection premium for the level of cover selected
- An indication if you qualify for Vitality Optimiser, and if you do, the upfront discount you will enjoy if you buy insurance with VitalityLife
- An overview of all the discounts, rewards and savings that you can enjoy the day you open your policy
A copy of your online quote will be emailed to the address you provide.
If you’re happy with the quote, simply call us to start your application on 03339204711.
Step 2 – Reviewing your individual circumstances and needs
Your dedicated VitalityLife Adviser has access to a range of tools and calculators that help us to review your individual circumstances. Your personalised review is part of our quality advice process that ensures you can be confident that what is recommended will suit you now and in the future.
Step 3 – Selecting the right VitalityLife products
Your VitalityLife Adviser will advise and make a recommendation for you only after assessing your needs. If you do not require a full review, please ensure you discuss this with the adviser.
The products that may be selected from the VitalityLife product suite include:
- Term Assurance (Life Cover)
- Whole of Life (Life Cover)
- Serious Illness Assurance (Serious Illness Cover)
- Income Protection Assurance(Income Protection Cover)
- Business Protection (if applicable)
- Plus our great range of additional covers and options, such as LifestyleCare Cover
Step 4 – Getting a detailed quote and submitting an application
Before proceeding with an application your VitalityLife Adviser will complete a new quote – even if you’ve already completed an online quote. This will take only a few minutes, and will provide the exact monthly premium you will pay for your chosen insurance.
Once you’re happy with your quote (a copy will be provided to you by email), your adviser will submit your application. This can take a little bit of time. If you’re short on time, simply book a call back with your dedicated VitalityLife Adviser.
If you’re ready to proceed, the application will cover:
- Your age, occupation, residency, height and weight and whether you are a smoker
- Some lifestyle questions – such as alcohol consumption and recreational drug use
- A range of questions about your current health and your family history
- We’ll also collect your doctor’s details should we need to contact them
- At the end we’ll collect your payment details and an authorisation to access your medical records should this be required
It’s important that the information you provide is accurate. We care about the detail – tell your adviser everything you know!
Step 5 – Obtaining further information (if required)
If further information is required, such as a medical, your VitalityLife Adviser will let you know what will happen next.
Should we need to obtain further details or if you are required to have a medical, we suggest arranging this as soon as possible to ensure your application is not further delayed.
Step 6 – Activating your policy and accessing discounts and rewards
If your application is accepted, your adviser will provide all the relevant information such as your plan policy and schedule and a copy of your application. All members receive a welcome call from our friendly customer service team to help you login to your Member Zone and access the many discounts, rewards and savings you can now enjoy. A welcome pack will also be sent in the post. This includes your membership number and how to access the Member Zone for the first time.
Our top tip - Secure 300 vitality points in about 15-minutes by completing the Online Health Review, mental wellbeing assessment and your non-smoker declaration (if applicable). These are available in the Member Zone – complete them the first time you log in to get your Vitality Status off to a flying start!
